HCOE Insurance Rate Calculator*



 
To calculate the cost of benefits, type your FTE in the yellow cell. Compare your cost for each different plan based on your choice of medical, dental & vision.

Please note: If you are full time you must take all 3 benefits; medical, dental and vision. If unsure of your FTE, please see below for examples or contact the HCOE Personnel Office.

Examples of FTE: Hours per Day Days per Week FTE
10-month employee6586%
 5571%
 4557%
 6469%
 5457%

FTE:
%
BASE PLAN - OAK Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1496.55    $1287.033    $209.517   
Medical and Dental $1476.19    $1287.033    $189.157   
Medical and Vision $1378.05    $1287.033    $91.017   
Medical only $1357.69    $1287.033    $70.657   

 
REDWOOD Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1556.65    $1287.033    $269.617   
Medical and Dental $1536.29    $1287.033    $249.257   
Medical and Vision $1438.15    $1287.033    $151.117   
Medical only $1417.79    $1287.033    $130.757   

 
SPRUCE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1389.08    $1287.033    $102.047   
Medical and Dental $1368.72    $1287.033    $81.687   
Medical and Vision $1270.58    $1270.58    $0   
Medical only $1250.22    $1250.22    $0   

 
PINE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1289.08    $1287.033    $2.047   
Medical and Dental $1268.72    $1268.72    $0   
Medical and Vision $1170.58    $1170.58    $0   
Medical only $1150.22    $1150.22    $0   

 
MAPLE SINGLE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $601.51    $601.51    $0   
Medical and Dental $581.15    $581.15    $0   
Medical and Vision $483.01    $483.01    $0   
Medical only $462.65    $462.65    $0   

 
MAPLE 2 PARTY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1063.82    $1063.82    $0   
Medical and Dental $1043.46    $1043.46    $0   
Medical and Vision $945.32    $945.32    $0   
Medical only $924.96    $924.96    $0   

 
MAPLE FAMILY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1433.8    $1287.033    $146.767   
Medical and Dental $1413.44    $1287.033    $126.407   
Medical and Vision $1315.3    $1287.033    $28.267   
Medical only $1294.94    $1287.033    $7.9070000000002   

 

 
*This calculator is for illustrative purposes only. It is not a guarantee of benefits. It is a tool to help you plan for your share of cost. For specific amounts please contact Payroll or Personnel.